Investment Management

  • Separate managed accounts/access to institutional money managers
  • Mutual fund wrap accounts
  • Individual securities
  • Bond ladders/fixed income portfolio management
  • Alternative Investments for Qualified Investors
  • Managed futures
  • Hedge funds

Retirement Funding

  • Traditional, SEP, and Roth IRAs and SIMPLEs
  • Fixed and variable annuities
  • 403(b)s and 401(k)s, including one-person 401(k)s
  • Profit-sharing and defined benefit plans

Education Funding

  • Education savings accounts
  • Section 529 college savings accounts
  • Minor’s trust (irrevocable trust)
  • Custodial account
Alternative investments, such as hedge funds, funds of hedge funds, managed futures, private capital, real assets and real estate funds, are not appropriate for all investors. They are speculative, highly illiquid, and are designed for long-term investment, and not as trading vehicle. These funds carry specific investor qualifications which can include high income and net worth requirements as well as relatively high investment minimums. The high expenses associated with alternative investments must be offset by trading profits and other income which may not be realized. Unlike mutual funds, alternative investments are not subject to some of the regulations designed to protect investors and are not required to provide the same level of disclosure as would be received from a mutual fund. They trade in diverse complex strategies that are affected in different ways and at different times by changing market conditions. Strategies may, at times, be out of market favor for considerable periods with adverse consequences for the fund and the investor. An investment in these funds involve the risks inherent in an investment in securities and can include losses associated with speculative investment practices, including hedging and leveraging through derivatives, such as futures, options, swaps, short selling, investments in non-U.S. securities, “junk” bonds and illiquid investments. The use of leverage in a portfolio varies by strategy. Leverage can significantly increase return potential but create greater risk of loss. At times, a fund may be unable to sell certain of its illiquid investments without a substantial drop in price, if at all. Other risks can include those associated with potential lack of diversification, restrictions on transferring interests, no available secondary market, complex tax structures, delays in tax reporting, valuation of securities and pricing. An investment in a fund of funds carries additional risks including asset-based fees and expenses at the fund level and indirect fees, expenses and asset-based compensation of investment funds in which these funds invest. An investor should review the private placement memorandum, subscription agreement and other related offering materials for complete information regarding terms, including all applicable fees, as well as the specific risks associated with a fund before investing.

Please consider the investment objectives, risks, charges and expenses carefully before investing in a 529 savings plan. The official statement, which contains this and other information, can be obtained by calling your financial advisor. Read it carefully before you invest.
Cash Flow Analysis

We review your assets and debt, your income and expenses, and inflows and outflows throughout your life expectancy to gain a better understanding of the sources and sufficiency of your expected cash flow and any potential growth of your assets.
Asset Allocation

Using quantitative strategies, we compare your current asset mix to a recommended mix. Guided by the available tools and technologies, we can help you determine the most appropriate path to manage risk and return within the context of your financial goals.
Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.
Full Financial Picture

Our potential financial solutions are intended to be comprehensive and all-encompassing. To manage risk, return, tax, and wealth transfer strategies, we are most effective when fully knowing your investment assets.
Wells Fargo Advisors Financial Network does not provide legal or tax advice.
Strategies and Implementation

When strategizing, we act upon the information that has been gathered and analyzed in order to construct and implement a plan. Specific investment recommendations will be made according to that plan.
Estate Planning Strategies

We prefer to work as a team with your accounting and legal advisors so that all parties are advising and making decisions in concert. This allows us to help iamplement a comprehensive plan that you and your family are comfortable with.
Review

Over time, we measure the progress towards your goals. We believe your investment plan must work within your life plan, which may change as conditions change. Our team adjusts your plan and its individual investments to respond to current market risks and opportunities, all while keeping you within your risk-return comfort zone.